20 Things I Wish I Had Known When Starting Out in Life

I’ve just stumbled over this accidently, while I was searching for something else, and I think it’s pretty awesome!

“Everything has been figured out, except how to live.” – Jean-Paul Sartre

I’m nearly 35 years old, and I’ve made my share of mistakes in my life. I’m not a big believer in regrets … and I have learned tremendously from every single mistake … and my life is pretty great.

However, there are a few things I wish I had known when I was graduating from high school and starting out as an adult in life.

Would I change things? I’m not so sure. I might never have gotten into a mountain of debt, but then I wouldn’t have learned the amazing satisfaction of getting out of it. I might have made better career choices, but then I wouldn’t have all the work experience that makes me the blogger and writer that I am today.

I might not have gotten married that first time, so that I would never have gotten divorced … but then I wouldn’t have my first two beautiful wonderful incredible children from that first marriage.

I don’t think I would change any of that. However, looking back, there are some lessons I’ve learned that I would probably tell my 18-year-old self. Do I share them now to share my regrets? No, I share them in hopes that younger men and women, just starting out in life, can benefit from my mistakes and my lessons.

What follows isn’t an exhaustive list, but it’s one that I hope proves useful to at least a few people.

“I hope life isn’t a big joke, because I don’t get it.” – Jack Handey

1. How to control impulse spending. If there’s anything that got me in trouble financially, it’s impulse spending. Buying clothes when I don’t need them. Buying gadgets because I gotta have them. Ordering stuff online because it’s so easy. Buying that new shiny SUV because … well, because it was going to help me with women. I’m not proud of any of that. I’ve learned to control my impulses, at least a little better. Now, I give myself some time to breathe. I think over my purchases, see if I’ve got the money, think about whether it’s a need or a want. That would have been a useful tool 15 years ago.

2. You gotta stay active. I was in track, cross country and basketball in high school, but once I started college, the running and basketball began to slowly fade away. Not right away — I played pick-up basketball for years after high school. But even that went away, until I became sedentary. Playing with my kids outdoors winded me. And I began to get fat. I’ve reversed that trend, and am very active now, but I’m still trying to burn the fat I gained in those inactive years.

3. How to plan finances. I always knew that I was supposed to budget and track my spending, when I became an adult. I just was too lazy to do it. And I didn’t have a good idea of how to actually do it. Now, I’ve learned how to plan, and how to stick to that plan. Sure, I deviate from my plan, but I’ve learned how to handle that too. Maybe that’s not a skill you can learn from book reading. You just gotta practice. Well, I hope to teach it to my children before they go out on their own.

4. Junk food will come back to bite you in the butt. Yeah, it wasn’t just the sedentary lifestyle that got me fat. It was all the damn junk food too. I would eat pizza and burgers and Twinkies and sugar cereal and desserts and donuts and … well, you get the picture. As someone used to being able to eat whatever I wanted, it never seemed like it would be a problem. Bad health was something to worry about when you got old. Well, my jeans began to get way too tight, and to my horror, I climbed several pants sizes and developed a gut that only now is going away. I wish someone had shown me an “after” picture when I was young and downing the Big Gulp sodas.

5. Smoking is just dumb. I didn’t start smoking until I was well into my adult years. I won’t go into why I started, but it didn’t seem like a problem, because I knew I could quit anytime I wanted. Or I thought I could, at least, until several years later I gave it a go and couldn’t do it. Five failed quits later and I realized with horror that my addiction was stronger than I was. Sure, I eventually beat the habit (quit date: Nov. 18, 2005) but it took a piece of my soul to do it.

6. Fund your retirement, son. And don’t withdraw it. This piece of wisdom, and probably all the ones above, might seem blisteringly obvious. And they are. Don’t think I didn’t know this when I was 18. I did. I just didn’t pay it serious attention. Retirement was something I could worry about when I was in my 30s. Well, I’m in my 30s now and I wish I could slap that little 18-year-old Leo around a bit. What money I could have invested by now! I had a retirement plan, but on the 3 occasions when I changed jobs, I withdrew that and spent it frivolously.

7. All the stuff you’re doing that seems hard — it will be of use. This is the first one that might not be as obvious. There were times in my life when work was hard, and I did it anyway, but hated it. I did it because I had to, but boy did it stress me out and leave me exhausted. Hard work isn’t as easy as I wanted it to be. But you know what? Every bit of hard work I did without knowing why I was doing it … it’s paid off for me in the long run. Maybe not right away, but I’m using skills and habits I learned during those times of high stress and long hours and tedious work — I use them all the time, and they’ve made me into the person I am today. Thank you, younger Leo!

8. Don’t buy that used van without checking it out closely. I thought I was being smart by buying used, but I didn’t check it out carefully enough. That dang van had loads of engine problems, a door that nearly fell off when I was driving, a door handle that snapped off, a side mirror that fell off, no spare tire despite three tires that were ready to blow (and did), windows that didn’t roll up, rattling noises, an eventual blown radiator … I could go on and on, but let’s just say that it wasn’t my best purchase. I still think buying used is smart, but check things out closely first.

9. That guy you’re going to sell your car to? On a gentleman’s agreement? He’s not gonna pay you. I sold another car to a friend of a friend, who I was sure would pay me even if I had nothing in writing. That was smart. I still see the guy once in awhile on the road, but I don’t have the energy to do a U-turn and chase after him.

10. Make time to pursue your passion, no matter how busy you are. I’ve always wanted to be a writer, and get a book published. I just never had time to write. With a family and school and a full-time job, there just weren’t enough hours in the day. Well, I’ve learned that you have to make those hours. Set aside a block of time to do what you love, cut out other stuff from your life that take up your time, and don’t let anything interfere with that work. If I had done that 15 years ago, I could have 15 books written by now. Not all would be great, but still.

Read the rest of the list HERE